It has no monthly, annual, or minimum balance fees, high savings rates, fee-free ATM network, and Visa debit card make it the perfect banking solution for mobile banking. The Bottom Line: Is Chime legit? Yes, Chime is legit and the best mobile banking app in 2023.Ĭhime offers basic banking services through an easy-to-use mobile app. This review of explains what Chime is, what it offers and what it doesn’t, and how it manages to be so refreshingly uncomplicated. In my opinion, it’s the best option for almost everyone.
Your choice will depend on your exact needs, but for convenient mobile checking, high-interest savings, and debit card services, Chime can’t be beat. Should you stick with an established high street name like Bank of America or Wells Fargo, or go with a nimbler, online-only bank with lower fees and faster services? or Stride Bank, N.A., Members FDIC.Ĭhoosing a provider for banking services has become more complex in the digital age. Banking services provided by The Bancorp Bank, N.A.
